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Description |
Who Qualifies |
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Funding given to existing businesses, primarily based on the cash flow of the business. Clients typically obtain a loan equivalent to approximately 1 months gross income. |
Personal credit score should not be below 500. Client must not have too many NSF's (bounced checks, etc) in the last four months of their business bank account, and should have at least 5 monthly deposits and maintain a balance. |
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Funding given to existing businesses, primarily based on the cash flow of the business. Clients typically obtain a loan equivalent to approximately 1 months gross income. |
All property types considered. There are no personal credit requirements. Foreclosure bailouts and stated income is acceptable. |
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Business credit cards, in the business name and they do not show up on the personal credit of the guarantor. Can be done using a business partners credit if the main business owner does not qualify. |
Excellent personal credit (700+ FICO). No business requirements but if the existing business has bad credit we must create a new business entity |
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Unsecured Personal Credit |
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Personal credit cards, or possibly loans or lines of credit (based on qualifications). Funding amounts are aggregate totals obtained from multiple banks |
At least 680+ FICO on all bureaus |
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A low interest loan from a bank or a non bank lender. Needs Ranges from $25K to $5M. Typically 3 to 10 year loans starts at 6%. |
Start- |
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Clients obtain equipment leases. Works for a broad variety of equipment, and even potentially can go towards an store remodel. |
This program is very lenient. It requires either good personal credit, good business history, or collateral. Must be for approved equipment |
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A suite of products for people who have money saved in retirement accounts (401k, IRA, etc). These programs allow people to use these funds for business or investing purposes without the tax penalties. |
Typically must have at least $35k saved in an eligible retirement account, however we do recommend that you submit anyone interested regardless of their aggregate retirement assets because we can be very creative. This program contains up front fees. |
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Personal Loans |
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Get a personal loan into your bank account within 2 weeks. Comes with monthly payments over 3, 5, or 7 years. Rates from 6.9% to 18.9%. |
1 year in same address 1 year at same job W2 income verified by paystub of $3k per month No derogatory items on credit within last 2 years Self- |
